Resources

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The three things that you should get when an accidents happens. Obtain names, addresses, telephone numbers, and driver's license numbers from all drivers. Obtain license plate(s) and vehicle identification numbers. Ask to see driver's license(s) and vehicle registration(s) to verify the information is accurate. 

Michigan is a no-fault state, which means drivers are required to have personal injury protection (PIP), also called no-fault insurance. No-fault insurance covers medical expenses for you and your passengers if you're hurt in an accident. 

After being involved in a car accident, you should report it to your car insurance provider as soon as you can. Many insurers specify that you need to inform them about an accident within 24 hours of the incident. an answer to this item.

 Personal Injury Protection (PIP) medical coverage is coverage under an auto insurance policy issued in Michigan that pays allowable expenses for medical care, recovery, rehabilitation, and some funeral expenses if policyholders are in an auto accident. Add an answer to this item.

Yes, you can file an insurance claim without a police report. However, having one can speed up the process and help you prove the validity of the account of the accident. Filing a police report is beneficial to ensure you're protected should a situation arise.